The Importance of General Liability Insurance

How Important Is General Liability Insurance?

​Are you searching for the best general liability cover in Baltimore, Maryland? If so, you have come to the right place. Even though you may think you have control over every aspect of your business, accidents can happen at any time. General liability insurance helps protect your business during such unfortunate accidents. When your business has adequate coverage, you can rest easy knowing that you are protected against the unexpected. Doerfer Insurance Services is a trusted name in Baltimore, Maryland for all your general liability insurance needs. Here is why you need to rely on Doerfer Insurance Services for all your general liability insurance needs in Baltimore, Maryland.

​Benefits Of General Liability Insurance

​When you operate a business with employees and clients, you are constantly running the risk of accidents as well as claims that come as a result of such accidents. Unfortunate incidents and accidents are completely unpredictable and can come at any time. As the owner of the business, you will be held responsible to pay damages resulting from lawsuits and subsequent claims by employees or customers. That's where general liability insurance can protect you. Without such a cover, you will have to pay the damages from your own pocket - which can affect the financial status of your business. Most small businesses may have to close up shop under such circumstances. With a general liability coverage from Doerfer Insurance Services, you are protected against the unexpected. 

Most businesses have to meet face-to-face with their clients regularly. Whether you are a new or old business in Baltimore, regular meetings with clients can increase the chances of an injury claim. If a client is injured due to whatever reason while on your premises, you will be responsible for such accidents. General liability insurance can save you all the stress and hassle involved in such situations. Instead of being fearful of an injury claim from the client, you can have peace of mind knowing that you are protected by liability insurance.

You may have the best staff working for you. They may be loyal and hardworking. But it's sometimes hard to guard against staff actions. What if an employee files a lawsuit against the company for whatever reason? You should be protected against such lawsuits. General liability insurance will protect you against staff actions and lawsuits. It's important to have general liability coverage to protect your business against unfortunate incidents and accidents on the premises.

Data security is important in today's competitive business environment. If your business keeps important customer information such as social security data, names, and addresses, getting a general liability cover is essential. In fact, electronic data liability is included in the latest general liability covers. Such a policy will protect your business in case of a data breach or hacking situation. You will save millions of dollars over time when you have general liability coverage to protect your business against all types of unfortunate incidents.

​Why Choose Doerfer Insurance Services?

​All businesses want to save money when it comes to insurance. But cheap insurance without the right coverage won't protect your business when a customer or an employee files a claim against the company. Doerfer Insurance Services is your premium insurance agency in Baltimore for all general liability insurance needs. We have been providing general liability insurance to businesses in the region for more than 33 years. Our insurance experts will assess your specific business insurance needs before recommending the best cover for your company. We pride ourselves on providing the absolute best customer service for every client. Even if you have an existing general liability cover, our staff will be happy to review the policy to ensure proper coverage.

Our team has access to a large number of national insurance carriers. We will work to find the best general liability cover that matches your specific coverage requirements at an affordable rate. You should be taking the professional advice of our knowledgeable and experienced insurance agents at no cost to you. They will reduce your insurance costs and help avoid costly mistakes when shopping for the best general liability coverage for your business. That's why you need to trust Doerfer Insurance Services for all your general liability insurance needs in Baltimore, Maryland.

Call Doerfer Insurance Services today or get a free quote by filling the form on our website for all your general liability insurance needs in Baltimore, Maryland.