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Commercial Umbrella

The Definitition

red umbrella laying in alley way
A policy designed to provide protection against catastrophic losses. It generally is written over various primary liability policies, such as the business auto policy (BAP), commercial general liability (CGL) policy, watercraft and aircraft liability policies, and employers liability coverage. The umbrella policy serves three purposes: it provides excess limits when the limits of underlying liability policies are exhausted by the payment of claims; it drops down and picks up where the underlying policy leaves off when the aggregate limit of the underlying policy in question is exhausted by the payment of claims; and it provides protection against some claims not covered by the underlying policies, subject to the assumption by the named insured of a self-insured retention (SIR).

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Contact

Address:
600 East Joppa Road
Towson, MD 21286

Telephone:
410-296-6644

Email:
​contact@doerferins.com

Office Hours

Mon:  8:30am - 4:30pm
Tues:  8:30am - 4:30pm
Wed:  8:30am - 4:30pm
Thur:  8:30am - 4:30pm
Fri:      8:30am - 4:30pm
Sat:     CLOSED
​Sun:    CLOSED

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Our Baltimore Insurance Agency has been insuring businesses and residents of Maryland for over 30 years.
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  • Home
  • Business
    • Property
    • Business Auto
    • Commercial Umbrella
    • General Liability
    • Workers Compensation Liability
  • Personal
    • Home
    • Auto
    • Life
    • Boat
    • Motorcycle
    • RV
    • Tenant/Condo
  • About
  • Contact