Do I Need To Offer Workmans Compensation?

If you have employees, you've got plenty to worry about to ensure they're happy and productive in their roles. But did you realize you may be required by law to provide Workers' Compensation Insurance to cover your staff?

​While the specifics vary from state to state, once you hire an employee in any capacity—i.e. seasonal, part-time or full-time—you may have a legal obligation to provide this coverage.

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What It Covers

Workers' Compensation insurance covers the expenses related to an on-the-job injury. That includes:

• Hospital and doctor's bills
• Medication costs
• Rehabilitation expenses
• Lost wages
• Death expenses
• Legal expenses in case of lawsuit